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BluBuy

Payments policy

Ways to pay, cash on delivery limits, EMI, and what happens when a payment fails.

Last updated 5 Sept 2026

Ways to pay

  • UPI, by UPI ID or QR code
  • Credit and debit cards, including RuPay
  • Net banking with major Indian banks
  • No cost and standard EMI on eligible cards
  • BluBuy Pay Later, offered with a regulated lending partner
  • BluBuy Credits and BluBuy Gift Cards
  • Cash on delivery, paid in cash or by UPI at your door

Cash on delivery

Pay on delivery is available for orders up to ₹50,000 in serviceable pincodes. There is never an extra charge for it. It may be unavailable for some sellers, categories or accounts with repeated refused deliveries; the reason is always shown at checkout.

Failed payments

If money leaves your account but your order is not placed, it is reversed automatically within 1 business day, in line with Reserve Bank of India timelines. You can see the reversal status in the help centre without contacting us.

Payment security

BluBuy never stores your card number. Saved cards are tokenised by our payment partner, and every payment is authenticated by your bank. BluBuy staff will never ask for your OTP, PIN or CVV.

Still need help?

Our team is here every day from 8 am to 10 pm.